The Differences Between SSI and SSDI
Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are two separate government programs which exist to distribute benefits to different categories of workers with disabilities.
SSI payments are unrelated to the number of years a person has worked; rather, SSI payments are given out based on financial need and are typically only awarded to people with $2,000-$3,000 or less in assets and a very low level of regular income. People seeking financial assistance in the form of SSI payments must also qualify for Medicaid, food stamps, and other government benefits.
SSDI funds and the related insurance coverage are built up through years of work and payroll taxes, and recipients must earn a certain amount of what the Social Security Administration calls “work credits” before receiving benefits. People who have worked for many years are more likely to gain approval for SSDI benefits, and the amount you are eligible to receive will largely depend on the amount you have paid in payroll taxes.
When You Can Receive SSD and SSDI at the Same Time
If you qualify to receive SSI and SSDI, you could receive what are called “concurrent benefits.” You may only do so if you have been approved to receive relatively low SSDI payments and still require additional income, as may be the case if any of the following are true:
- You have not worked much or at all for the past 10 years.
- You did not have a significant work history when you became disabled.
- You became disabled at a young age or before you were able to develop a long work history.
- You have earned relatively little money throughout your employment.
It can be difficult to navigate the system put into place by the Social Security Administration (SSA). Without proper help, you may not be able to gain access to the benefits you need. However, when you connect with a Social Security Disability attorney, you improve your chances of obtaining the money you need to support yourself and your loved ones.
Social Security Disability Attorneys Serving Orange County for Over 20 Years
At Humphrey & Associates, we work hard so you don’t have to. We have faithfully served the working people of Orange County, Los Angeles County, and the Inland Empire for more than 20 years, and we understand the ins and outs of SSI and SSDI benefits. When you call us for help, we may be able to help you obtain the benefits and compensation you need. Get in touch with a member of our team today to schedule your confidential consultation and receive trustworthy legal counsel regarding your Social Security benefits claim.
Call (844) 612-5800 today to speak to an Orange County Social Security Disability lawyer.